Frequently Asked Question About Klarna Payments

How¬†does Klarna work?¬†Klarna’s¬†most popular¬†payment¬†plan,¬†Pay¬†in 4, lets shoppers split their purchase into four equal installments to be paid every two weeks, with the first due at checkout. For example, if your purchase costs $200, you¬†would pay¬†$50 at checkout.

At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 4 Installments along with the cost and payment schedule.

Klarna¬†doesn’t set a minimum¬†credit¬†score to qualify for financing. Actually, it’s possible to get¬†credit¬†with no prior history. If¬†you¬†choose to four interest-free installment payments, the company may conduct a soft¬†credit¬†pull

You¬†are able to make a¬†payment¬†for your¬†Klarna¬†credit statement any time between the 4th and up until the last calendar day of the month.¬†If¬†the¬†payment¬†options ‘Pay early‘ or ‘Pay¬†now’ are available for that purchase just follow the prompts to¬†pay earlier.

We have no set limits. It’s case by case.

Are new to credit and do not qualify for a credit card. You may find Klarna easier to qualify for than a credit card. The company considers your¬†credit score¬†in addition to other factors, but there’s no minimum score required. Have a credit card but don’t have a high credit limit.

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